You can certainly build a barndominium in Kansas.
In fact, building your dream barndominium in Kansas has several advantages. Not least of those is the fact that you’ll spend significantly less getting your foot on the property ladder through a barndominium project than you would if you were trying to buy your first traditional home.
That’s something a lot of people, especially younger people, understand, as the dream of traditional homeownership, in the sense their parents and grandparents knew it, has been eroded by financial crises and a pandemic that caused significant economic stagnation.
Just so we’re on the same page, a barndominium is a modern home, usually built of steel, either built from the shell of an existing barn, or made to replicate the look and the benefits of a traditional barn, but with all the modern conveniences.
In general, wherever you build a barndominium, it’s cheaper to build than it would be to build an equivalent traditional house with a similar floor plan. Most of the time, it’s also cheaper than it would be to buy a traditional house with a similar floor plan. That’s why it’s become so popular with younger people and first-time buyers. It’s a new way of getting your feet on the property ladder and claiming a piece of the American dream, in economically challenging times.
It’s also significantly faster to build than a traditional house. Where those can sometimes take years when you’re building from scratch, the simplicity of design and the availability of several steel kits for easy, rapid construction, can cut your building time down to something in the region of 6 months. That’s a fast, uncomplicated way of beginning your journey to property ownership, and, importantly, the speed of construction also cuts down your labor costs in building your barndominium.
One of the main challenges about building a barndominium in Kansas will be where to find a piece of land on which you can put it. There are a handful of good sites online that will give you an idea of available sites where you could put your barndominium. Then you’ll have to check the location can be residentially zoned – if it can’t, you can’t legally live on it. That means making sure you can connect the area easily to local infrastructure like the power grid and the water and sewerage networks.
There are local banks – the Bank of Kansas and the First Bank Kansas in particular – that can help you with this search, and with other elements of your initial barndominium build too.
It’s worth noting too that while Kansas does not have a mandatory state-wide building code, it has an accumulation of regulations that need to be followed and obeyed if you’re building any new residence in the state. It’s worth looking at the Building Code 2018, the Fire Code 2018, the Residential Code 2018, and the Existing Building Code 2018 – this last especially if you’re converting an existing barn into a modern barndominium.
Individual counties will likely add to that with their own regulations, which it’s worth checking out with either of the local banks or with the local government office.
How much does it cost to build a Barndominium in Kansas?
If you’ve been thinking about building your own home in Kansas, the cost of doing so may have put you off before.
The price of building a traditional home in Kansas is between $130-$160 per square foot, higher than in other rural states like Iowa. That price doesn’t even include the fixtures, fittings, furniture, or infrastructure like insulation, electricity, water, and wi-fi.
Meanwhile, the price of a barndominium in Kansas is more around the $105 per square foot mark – a potential saving of $55 per square foot. That translates into more money for interior décor – or even for extra square feet of floor space. Most importantly though, I might well make the difference between a home build being affordable and it being beyond the dreams of lots of younger people.
Getting Financing For Your Barndominium in Kansas
More than in many states, the friendly nature of Kansas citizens and institutions makes it an ideal place to build your barndominium. That extends to local banks offering loans and financing for barndominium projects. This has been slower to take off in some other states, where barndominium projects have struggled to be taken as seriously as traditional homebuilding enterprises.
In Kansas, there are a lot of legacy farm buildings, meaning banks have been quicker to adopt the adaptive elements of barndominium conversions or new builds into their financing plans.
First Bank Kansas
First Bank Kansas has been offering agricultural loans for several years now, to help farmers and others to kickstart agricultural construction projects, as a way of helping the people of Kansas, and Kansas itself, to develop from its past into something new.
As such, First Bank Kansas can probably offer you financing for your barndominium project.
Citizens Bank of Kansas
Similarly, the Citizens Bank Of Kansas, founded in 1905, has always existed based on a principle of Kansas community, and the notion that those within a community have an obligation to help their neighbors any which way they can.
As such, the Citizens Bank regularly helps people with barndominium projects get the financing they need to make the leap from their current situation into becoming barndominium builders and owners.
Kansas is a state that often stands as a model of the American ideal – neighbors helping neighbors, a warm welcome, and a practical, hands-on, can-do attitude to overcoming problems.
With a long farming history, it has perhaps been in a more logical position than some other states to legitimize the notion of barndominiums. It has jumped on that chance to help people – especially younger people – navigate around a seemingly impossible situation created by financial crises and runaway house prices.
By embracing the barndominium pathway, Kansas is helping to get people on the 21st-century property ladder. And by offering not only lower prices but relatively barndominium-friendly financial institutions, Kansas is doing more than its bit to make sure people can take that route to property ownership without any undue further financial stress.